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Allianz

Allianz Car Insurance Malaysia

Allianz General Insurance Company (Malaysia) Berhad

Part of Allianz Group, bringing more than 130 years of global insurance heritage to Malaysia.

In short

  • Allianz is a licensed general insurer on BJAK's panel. You can price it against every other partner and buy the policy online.
  • The add-on table below lists every optional benefit Allianz sells on comprehensive private car cover, and marks the ones it includes at no extra cost.
  • Product Disclosure Sheets, policy wordings and claim forms are linked at the foot of this page, each pointing at Allianz's own site.
  • Premiums are set by the insurer, not by BJAK. The only way to know what Allianz charges for your car is to run a quote and compare it with the rest of the panel.

Key Benefits

Why Choose Allianz?

Award-winning, trusted global insurer
Protection for original parts — no hidden repair costs
NCD savings preserved with relief benefit
Quick, convenient claim and cover process
Ready for e-hailing drivers

Allianz car insurance add-ons

Which optional benefits Allianz offers on comprehensive private car cover, and which of them come at no extra cost. Read from the same insurer configuration the quote flow uses, so it reflects what is actually available to buy rather than what a brochure describes.
0
Included at no extra cost
11
Available as a paid add-on
Allianz car insurance add-ons
Add-onHow to read this table
Car Key ReplacementCovers replacing lost, stolen or damaged keys, including reprogramming.AvailableOffered as a paid add-on
Compensation for Assessed Repair Time (CART)Pays an allowance for the time your vehicle is assessed and repaired.AvailableOffered as a paid add-on
Windscreen CoverageCovers breakage of your windscreen, windows and sunroof.AvailableOffered as a paid add-on
Current Year NCD ReliefCompensates the no-claim discount you would otherwise lose after a claim.AvailableOffered as a paid add-on
E-Hailing CoverExtends cover while you drive for e-hailing platforms.AvailableOffered as a paid add-on
Legal Liability of Passengers for NegligenceCovers bodily injury caused by the negligence of your passengers.AvailableOffered as a paid add-on
Legal Liability to PassengersProtects you against legal action brought by passengers in your vehicle.AvailableOffered as a paid add-on
Personal Accident CoveragePays out for death or permanent disability from an accident in your vehicle.AvailableOffered as a paid add-on
Flood & Natural Disaster ProtectionCovers damage from flood, storm and other natural disasters.AvailableOffered as a paid add-on
Strike, Riot & Civil CommotionCovers damage caused by strikes, riots and civil commotion.AvailableOffered as a paid add-on
Waiver of BettermentRemoves the betterment cost you would otherwise pay towards new parts.AvailableOffered as a paid add-on
All Drivers CoverageExtends cover to any driver using your car, with no named-driver limit.—Not offered on comprehensive cover
Bantuan Ikhlas Supreme - Silver PackageTakaful Ikhlas roadside assistance package for eligible vehicles.—Not offered on comprehensive cover
Break-In ProtectionReimburses personal belongings stolen from your vehicle.—Not offered on comprehensive cover
EV Charger ProtectionCovers your EV charger against theft and accidental damage.—Not offered on comprehensive cover
Flood Towing & CleaningCovers towing and professional cleaning after flood damage.—Not offered on comprehensive cover
Daily Repair AllowancePays a daily allowance while your car is in the workshop.—Not offered on comprehensive cover
Spray Paint ProtectionCovers the cost of spray painting during repairs.—Not offered on comprehensive cover
Tyres & Rims ProtectionCovers repairing or replacing damaged tyres and rims.—Not offered on comprehensive cover
Whether a given add-on can be offered to you still depends on your vehicle, its age and your claims history, so your quote is the final word.

Compare Allianz with other insurers

Motor insurance was de-tariffed in July 2017, so insurers price the same car differently on the same day. There is no insurer that is cheapest for everyone, and no way to know what Allianz will charge for your car without asking. Compare it side by side with the rest of the panel, or read another insurer's page first.Compare all insurers side by side

Other insurers on the panel

Allianz car insurance FAQ

Is Allianz takaful or conventional insurance?

Allianz is a conventional general insurer. BJAK's panel also includes takaful operators, and both appear side by side when you compare quotes, so you can choose on price and cover rather than on which list an insurer sits in.

What add-ons can I get with Allianz?

The table on this page lists them, separating the ones included at no extra cost from the ones priced as paid add-ons, and showing which are not offered at all. Whether a given add-on can be offered to you still depends on your vehicle, its age and your claims history.

Where can I read Allianz's policy wording and Product Disclosure Sheet?

Both are linked at the foot of this page, along with claim forms and any panel workshop listing the insurer publishes. Every link points at Allianz's own site rather than at a copy, so you are always reading the current version.

Is Allianz cheaper than other insurers?

There is no insurer that is cheapest for every driver. Since de-tariffication in July 2017 each one prices on its own view of risk, so the cheapest for your car this year may not be the cheapest next year. Comparing quotes across the whole panel is the only way to answer it for your car.

How do I buy or renew Allianz car insurance?

Start a quote on BJAK with your vehicle registration number, compare Allianz's price against the rest of the panel, choose your add-ons and pay online. Roadtax can be renewed in the same flow once the policy is active.
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Sources:
Allianz

Important policy documents

Product Disclosure Sheets, policy wordings and forms published by Allianz.

View all on the insurer's site